Check pension claims: How to avoid nasty surprises!

Check pension claims: How to avoid nasty surprises!

The social association VdK Baden-Württemberg has targeted the statutory pension insurance and recommends a thorough review of the pension claims. This is particularly important in view of the possible problems that can arise from incorrect or missing data. According to Infranken, not calculated childhood education times or incorrectly calculated disease times Significantly influence pension payments.

The account declaration is recommended as an important instrument to demonstrate and supplement the lack of or incorrect stations in the insurance process. The first step is to request the insurance process on the homepage of the German Pension Insurance (DRV), whereby the pension insurance number is required. It is particularly worth mentioning that the insurance course from the age of 43 is automatically sent by post every six years. At the Deutsche Rentenversicherung it is pointed out that many applicants can find "unexplained times" at the first page of their insurance schedule.

child -rearing times as a decisive factor

child -rearing times can play a crucial role in the amount of the pension. Up to 30 months of child rearing are recognized for births before 1992, while up to 36 months are counted for births from 1992. The federal government takes over the payment of compulsory contributions to the pension fund, which in turn corresponds to the amount of the contributions that would be entitled to an insured person with a gross salary of around 3,600 euros per month. This information comes from DRV-Internet presence .

parents should make sure that the child -rearing periods are noted during insurance. These are only saved on request and must be requested using a account declaration. Interestingly, one year of child -rearing brings about 39.32 euros pension per month. This shows how important the correct recording of these times is for the later pension. In the case of joint educational times, the mothers usually receive the child -rearing period, unless an explanation for assignment to the DRV is submitted.

Avoid error and use advantages

Checking the data and applications for accounts can pay off financially. Incorrect information, especially with regard to working hours, can lead to a loss of up to 40,000 euros in retirement. It is therefore advisable to check the information in good time in order to avoid later stress and financial disadvantages. The DRV offers a free hotline (0800 1000 4800) to provide support in these affairs, whereby the form V0100 is available for the accounting on the DRV website.