Revolution at PayPal: New cashback program and rules from July 2025!

Revolution at PayPal: New cashback program and rules from July 2025!

From July 2025, PayPal users can expect exciting innovations. As Ruhr24 , a new cashback program is introduced together with physical cards. These changes bring extensive adjustments to the general terms and conditions (GTC), which affect users in particular from the age of 18, which can collect cashback points from partner dealers.

The new Rewards program enables consumers to collect cashback points, but only if they follow the links within the PayPal service. The points collected can be exchanged for PayPal credit or used immediately during the payment process. Participation in this program is free of charge and there are no fees for collecting the points. However, the acquired points initially appear "outstanding" after a legitimate purchase, which can take up to 90 days. In the case of travel bookings, points remain outstanding until after the end of the trip.

terms of use and buyer protection

In addition to the innovations in the reward program, new terms of use, which apply from July 17, 2025, are introducing improvements in buyer protection. The extended transparency and customer proximity was implemented on April 15, 2025. Consumers can look forward to clear regulations, while for retailers a new standard fee of 1.39 % for Zettle transactions is introduced from the deadline. If a user pays the new PayPal Consumer Debit Mastercard, the buyer protection for payments in the shop is no longer necessary, this applies exclusively to online payments.

In addition, users of the new physical card can pay a one -off 4.99 euros and have to pay 2 euros for each cash withdrawal at the ATM. We are talking about a clear framework in which PayPal keeps the right to end the Rewards program and the corresponding card contracts with a one-month advance.

expiry of points and changes

Another aspect is the process of collected points: these fall after three years, starting at the end of the year in which they were collected. When leaving the Rewards program or excluding PayPal, all non-redeemed points are lost. Users can end their participation free of charge at any time, but there is a risk of losing all points in fraudulent activities.

PayPal has the option of enforcing changes to the terms and conditions with an approval function, which means that consumers automatically agree as long as they continue to use the service after July 17, 2025. If buyers do not agree with the new conditions, you must close your account before the deadline to avoid further inconvenience.

The new conditions apply to everyone who uses a PayPal account, and it has never been more important to find out about the current regulations. Further details on the use and the legal framework also find users in the comprehensive User agreement of PayPal .