Health insurance contributions rise again: So much you pay from July 2025!

Health insurance contributions rise again: So much you pay from July 2025!

Brandenburg, Deutschland - In Germany, the financial burden through health insurance contributions is increasing again. From July 2025, the insured must be prepared for noticeable increases in the additional contribution. According to the reports of Merkur Increase a total of eight statutory health insurance companies, which presents many citizens with a challenge. The IKK Berlin and Brandenburg raises their contribution by a whopping 1.3 percent to a total of 4.35 percent, followed by the IKK Innovation Cash with an increase to 4.30 percent.

The reasons for these adjustments are complex, but the financial difficulties of the health insurance companies remains a central problem. The GKV top association has already demanded that more support are needed, while the new federal government has disappointed in the perception of many health insurance companies. As health insurance information have already increased 14 health insurance companies in the current year and have increased their contributions in the current year and have applied for six further health insurers as of July 1.

contribution jumps and additional costs

The biggest increase comes with the IKK Berlin and Brandenburg, which means an additional burden of 156 euros annually for a single with a gross income of 2000 euros. With a higher paid job or for self -employed, the burden can even be up to 859 euros annually. There are also considerable increases for other health insurance companies:

• IKK - Innovation treasury: +0.7 % to 4.30 % (total contribution: 18.90 %)
• Securvita: From 3.20 % to 3.90 % (total contribution: 18.50 %)
• BKK Technoform: +1 % to 3.49 % (total contribution: 18.09 %)

public reactions and future outlook

The current increases are not only due to economic factors, but also reflect the continued discussion about a health policy in need of reform. Minister of Health Nina Warken indicates an annual shortfall of over ten billion euros. A way out does not seem to be in sight or in sight, because a moratorium to limit the expenditure was required by the GKV top association, while the technician health insurance company describes the loans offered as inadequate. Another problem remains the financing of non-insurance benefits, as can be read on the website of the Federal Ministry of Health.

In the coming year 2025, the federal government is planning to support health insurance companies and long -term care insurance with loans of 2.3 billion euros. However, it remains to be seen whether these measures are sufficient to solve the ongoing financial problems in the health system sustainably. The uncertainty about future premium increases remains and many wonders how to meet the upcoming challenges.