Caution, fraud! This is how you recognize fake debt collections immediately!

Caution, fraud! This is how you recognize fake debt collections immediately!

In today's digital age, consumers are increasingly at risk of becoming victims of fraudulent practices. They particularly often fall for false payment requests, which often come from supposed debt collection agencies. Consumers should therefore be particularly skeptical for unexpected payment requests, warn different organizations. In Germany, fraudulent ibans are used to bring unsuspecting users to bring their money.

A simple check The IBAN can help recognize fraudulent intentions. The first two letters of the IBAN are the country code, which indicates which country the account is conducted. Serious German companies usually use bank accounts for German credit institutions, while alarm bells should ring if payment requests with IBANs from unexpected countries such as Turkey ("TR") or the Central African Republic ("CF") occur in connection with German service providers. This reports Ruhr24.

The Brandenburg consumer center has established a black list with fraudulent accounts that are updated regularly. Consumers should consult this list before they react to unexpected demands. There is an increasing interest in this service in the access numbers of the website, which rose to almost 191,000 in 2022. This corresponds to an increase of 78 percent compared to the previous year, when only about 2,900 pages were recorded. The headquarters also report that 74 percent of the accounts used for fraud come from abroad, including countries such as Greece and Romania, while 26 percent are localized in Germany. In this context, Deutsche Bank AG as well as Postbank and Solaris Bank link .

fake-link letters often pretend to be open claims and require payments of several hundred euros. It is important that consumers can be advised individually in the event of uncertainties. The consumer center offers a free online incasso check to check the authorization of claims. Consumers should always contact verified communication channels before they transfer money.

fighting in digital payment transactions

Combating fraud is also recognized by experts in the financial services sector as an important concern. According to a study by PwC , financial service providers have to deal intensively with the challenges of payment tricks. Various regulatory adjustments, such as the new payment service directive PSD 3, formulate higher security requirements. Customers: Inside should be regularly informed about different fraud forms in online payment transactions, such as phishing, Vishing and Smishing. Regular monitoring of the account sales and the implementation of advanced technologies, including artificial intelligence for fraud detection, is recommended.

Consumers are required to remain vigilant and take security measures. The need for a 24/7 support that offers protection against fraud is also becoming increasingly clear. By clarifying and preventive measures, the risk of becoming victims of fraud can be significantly reduced.