Fraudulent insurance broker: ex-girlfriend and pensioner cheated!

Fraudulent insurance broker: ex-girlfriend and pensioner cheated!

Pasewalk, Deutschland - A 42-year-old man from Anklam was sentenced by the Pasewalk district court for multiple fraud and forgery of documents for a prison sentence of three years and three months. The conviction takes place in connection with numerous scams that the man committed between 2015 and 2018. Relatives of his ex-girlfriend, whom he deceived about his supposed activity as a "insurance broker", were particularly affected. In doing so, he declared that he had excellent connections to real estate agents and falsified numerous signatures in order to terminate insurance and resumed repurchase, reports Nordkurier .

the total damage that the public prosecutor estimates is around 60,000 euros. A 60-year-old pensioner who had the defendant sold a property reported that the proceeds of 85,000 euros went to an account that the man had set up. A significant part disappeared from this amount: around 27,000 euros that the pensioner made available to him was lost. Despite a civil law judgment of the Neubrandenburg Regional Court, that of the pensioner, she is unable to collect the money through a bailiff.

fraudulent methods and legal consequences

Numerous witnesses confirmed the machinations of the accused, including fake signatures and redirected repurchase. It is striking that the accused did not appear at the start of the trial and ultimately had to be brought before the police. In his defense, he stated that he did not remember the deeds because he suffered from medication poisoning in 2019. But the court did not refer this claim to him and found that he had never practiced a legitimate profession as a broker, but only acted as a "tipstor".

Judge Gerald Fleckenstein imposed a higher punishment than the public prosecutor's office, which had previously assumed two years and ten months. The defendant's preceding criminal record also contributed significantly to this decision.

double morality in the insurance system

The accused's actions throw a light on the widespread problem of fraud in insurance. According to a report by the Herfurtner law firm, there are various forms of insurance broker fraud, including inadequate coverage or incorrect information. Such practices not only harm the people concerned, but also undermine trust in the entire insurance system. Fraudulent brokers often take advantage of their customers and can do acts through conviction or pressure that can have catastrophic financial consequences for those affected. In response, insurance companies have implemented measures to recognize and prevent such frauds, such as through improved monitoring and training of their employees.

When it comes to fraud in the insurance business, the increased importance of technologies also comes into play, as described by the gdv . Innovative software solutions and image forensics are increasingly being used to identify abnormalities and to check suspected cases in advance. Policyholder is also asked to disclose all relevant information and to report transparently about damage in order to fulfill the obligations towards their insurers.