Mini job or independence? These tips bring clarity!

Mini job or independence? These tips bring clarity!

mini jobs are particularly popular with students and offer financial relief in the initial phase of independence. According to T-Online are minijobs for a monthly jobs Work fee of a maximum of 556 euros can be achieved. This form of employment is not only attractive for employees, but also for self -employed people who often benefit from the advantages of a mini job.

The combination of mini job and independence is common. Self-employed, such as ehberstaendig.de , exercises a mini job, which enables you to secure financial security through regular income. The levies for mini-jobbers are composed of a flat-rate wage tax, pension and health insurance contributions. From 2025 the minimum wage changes to 12.82 euros, which limits the number of working hours to a maximum of 43.4 hours per month for a regular mini job.

insurance aspects

For mini-jobbers there is a pension insurance obligation, whereby the contribution is shared by employees and employers. Mini-jobbers must make sure that they are not automatically insured. Insurance is often carried out via a main job or family insurance. Anyone who is legally insured has the option of continuing this insurance voluntarily must make the full contribution itself, such as the information from Haufe.de Display.

The regulations for health insurance are crucial. Employers of mini -jobbers pay a flat -rate contribution to health insurance, which is 13 percent of the work fee for insurance -free employees. However, the payment of the flat -rate contributions does not lead to an independent member status in the statutory health insurance, which means that there is no entitlement to sickness benefit.

Tax framework conditions

An interesting aspect is that the income from the mini job is tax -free, while the independent activity is subject to taxation. Self-employed people are encouraged to deal intensively with pension, health and nursing care insurance, especially if you want to combine your independent activity with a mini job. In addition, mini -jobbers are secured by entitlement to continued payment, protection against dismissal and vacation, which offers additional security.

In addition, the self -employed can carry out several mini jobs as long as the earnings limit of 556 euros is not exceeded. This opens up additional options for financial diversification. Employers who want to hire mini-jobbers are obliged to comply with the social security conditions and the registration takes place via the minijob headquarters.

Overall, it can be seen that mini jobs can represent a useful option for self -employed people who want to stabilize their financial situation and at the same time expand their professional perspectives.