Buy instead of rent: where real estate 2025 are cheaper!

Buy instead of rent: where real estate 2025 are cheaper!

In the current issue of the "Postbank Wohnatlas 2025" there is exciting news for everyone who is thinking about investing in real estate. According to the study, which is based on an analysis of purchase and rental prices in 48 German regions, buyers are better on average than tenants. The development of prices in recent years shows that investment in property is gradually worthwhile again. The purchase prices for residential properties in 2024 fell by 0.7 % compared to the previous year, while the net rents rose by 5.1 % at the same time.

But what does that mean specifically for the wallet of buyers? The income pollution for the purchase of a 70 square meter apartment was only 18.3 % of household income, which means a decrease of 19.2 % in the previous year. In contrast to this, the strain for tenants increased to 14.1 %, so that buying is also more attractive in more expensive areas. It is particularly noteworthy that 23 % of German households live in regions in which less than 15 % of the income for loans must be planned.

The regional perspective

Of course there is also the flip side of the medal. While buyers benefit from the falling prices in many rural regions, the situation in high -price regions is significantly more tense. The district of North Friesland forms the bottom of the light with an income pollution of 53.4 %for buyers, followed by Aurich (44.4 %) and Miesbach (39.6 %). On the other hand, 31 % of households are in very cheap rent regions and pay less than 13 % of their income for rent. A positive development, but still a strong imbalance.

The current figures clarify that buyers in large cities are often more stressed than tenants - a prime example is Hamburg, where there is a difference of 18.4 %. Nevertheless, there are also exceptions: in cities like Herne, the costs for purchase and rent are almost equal to 0.1 % more points for buyers.

market developments and future prospects

There is continuously movement on the real estate market, and the chances of taking a real stroke of luck increase increase. This is also shown by an analysis by the Federal Institute for Building, Urban and Spatial Research (BBSR), which provides comprehensive data on the real estate market in Germany. Your interactive maps and diagrams at purchase prices and transaction figures offer wonderful insights into the developments from 2021 to 2023. More on this can be read in the real estate market report Germany 2023.

whether you take the step into property or prefer to stay for rent, is important to be well informed. Anyone who has a little patience is able to prove a good hand when buying real estate. In any case, the figures from the "Postbank Wohnatlas 2025" show that an analysis of the market situation can provide for many an interesting basis for their own decision. Information and offers can be found at HTTE and and BBSR.