Financial knowledge for the gene Z: So do your assets properly!

Financial knowledge for the gene Z: So do your assets properly!

In a time when financial education is becoming increasingly important, the new guide to the consumer advice center is aimed specifically at the generation Z. The guide entitled "Simply make: Investment" offers young people between the ages of 14 and 28 a comprehensive overview of investment, retirement provision and financial protection in the event of disability. It shows what a first step into financial self-employment can look like and also addresses the risks of dealing with money, such as [Hallanzeiger.de] (https://www.hallanzeiger.de/aktuelle_informations_ Consumerzentrale/13-07-2025-Fuer-die-gen-z-z--gt-e-e-eebuch) reported.

With a number of 224, the guide is full of practical tips and instructions. He examines as an example why a call money account is often the better choice compared to a classic savings book. In addition to the seven essential steps to the investment, the book also contains a practical wiki-money that enlightens the reader about terms from A to Z. It is not only to be found in it, but also specific information about retirement provision and protection, which are of great importance for many young professionals.

Generation Z: Safety -conscious savers

Surveys show that Generation Z has a strong need for security. Many of the "zoomers" still live from their parents' financial means and have developed a changed connection to money through crises such as corona pandemic and the energy crisis. Rüdiger Maas, psychologist at the Institute for Generation Research, emphasizes that this behavior is perceived as conservative compared to previous generations. The experience from the recent crises could be crucial for the future financial attitude of the gene Z, as Ing.de

in a world in which the separation between private life and work has a high priority, the young people devote less time to plan their pension. It is important to start savings plans at an early stage and maximize your own savings rate. A detailed overview of income and expenses can help to keep an overview in the often hectic everyday world.

important financial strategies for the future

The development of a well -founded investment strategy is crucial for Generation Z. This not only includes the selection of digital systems, but also the consideration of assets. Here, young investors should ask whether they can use state grants in their training or employment relationships. The diversification of your systems is also important, whereby a larger proportion is recommended in shares.

• Create regular savings rates in parallel to salary payments to benefit from the compound interest.
• use consultations with banks or independent financial service providers.
• actively invested in investment funds, with a wide fund selection available.

The recommendations for a solid financial future are clear: discipline and a certain waiver of consumption can pay off over the years. For example, a monthly deposit of 200 euros with a interest rate of 4 percent after 20 years can increase to over 70,000 euros. Therefore, the understanding and use of the saver allowance is of an established advantage to realize future profits, such as Finanzwelt.de

In order to acquire the guide, interested people can either order in the online shop of the consumer center for 20 euros or as an e-book for 15.99 euros. A telephone order is also possible under (0211) 91 380-1555. In a constantly changing financial landscape, it is therefore more important than ever to learn and apply the basics of the investment to be prepared for the future.