Contribution Furor: Health insurance companies tap wallet - that much it costs!

Contribution Furor: Health insurance companies tap wallet - that much it costs!

Brandenburg, Deutschland - The financial Situation of the statutory health insurance companies is alarming. From July 2025, insured persons must again prepare for higher contributions. This reports, among other things, merkur . The reason for this is a large financial gap in the household of the health insurance companies, which can no longer be ignored. The new head of the GKV top association, Oliver Blatt, was disappointed with the plans of the Federal Government.

At the beginning of the year, eight health insurance companies have already increased their contributions, while a total of 14 providers have made adjustments in recent months. The IKK Berlin and Brandenburg are particularly affected, which announce an increase of 4.35%. For a single with a gross income of 2000 euros, this means an annual additional burden of 156 euros. With an income of 5000 euros, it is already 390 euros.

growing concerns about health costs

Which health insurance companies collect even higher contributions? According to focus List of providers in the starting blocks. Among other things, this includes:

• IKK - Innovation treasury: 4.31% (18.90 euros)
• Securvita: 3.91% (18.50 euros)
• BKK Technoform: 3.49% (18.09 euros)
• Merck BKK: 3.97% (17.80 euros)
• BKK BMW: 3.91% (18.50 euros, reduced 17.90 euros)
• BKK Karl Mayer: 3.39% (17.99 euros, reduced 17.39 euros)
• BKK PWC: 2.41% (17.00 euros)

The concern for increasing costs in health care is not unfounded. Expenditures for clinics have risen by almost ten percent, in the practices by seven percent and also with pharmaceuticals, an increase of more than six percent is recorded, as Oliver Blatt, CEO of the GKV Spitzenverband, emphasizes. In this context, the support of the Federal Government is considered necessary, but this is not sufficient to improve the situation sustainably.

future financial support and their limits

The federal government plans to provide loans for health and nursing care insurance- in 2025 it should be a total of 2.3 billion euros for the SHI and 500 million euros for long-term care insurance- but both the technician health insurance and Oliver Blatt warn that these loans do not represent a long-term solution. In other words, the problems are not packed at the root.

The Federal Ministry of Health indicates that the general contribution rate of statutory health insurance is 14.6 percent of the contributions subject to contributions, and the health insurance companies also collect an additional income. This is currently an average of 2.92 percent. But this also remains under pressure, since the total editions are not allowed to rise faster than the income.

The question remains how insured persons should continue to deal with the increasing costs. Minister of Health Nina Warken (CDU) described the situation as more dramatic than assumed, which makes it clear that everyone will soon have to dig deeper into their pockets. This is not only a challenge for the health insurers, but also for all Germans.