Cash contributions on the brink: Union defends itself against SPD proposal!

Cash contributions on the brink: Union defends itself against SPD proposal!

Rosenheim, Deutschland - The financial challenges of the statutory health insurance companies in Germany are currently the focus of the political discussion. On June 7, 2025, the SPD submitted a proposal to increase health insurance contributions for high earners in order to combat the ongoing financial problems. As rosenheim24 reports, this plan is met by the Union Group. Albert Stegemann (CDU) pointed out that higher contributions could also increase the costs of work and performance in Germany, which would have a negative impact on Germany.

The coalition agreement, which provides for avoidance of burdens for contributors, is listed by the Union as an argument against the planned increase. While Stegemann emphasizes the urgency to make the financing system more efficient, SPD health expert Christos Pantazis demands an increase in the contribution ceiling by around 2,500 euros. This limit is currently 5,512.50 euros per month - an amount that almost 30 percent of full -time employees in Germany achieve.

concrete effects of an increase in premium

The possible financial effects of the increase are significant. Calculations show that a single with a gross income of 6,000 euros per month would have to pay 406 euros more per year, while someone with 7,000 euros would be an additional year for 1,170 euros. For families, an increase could also have a noticeable consequences: a family of four with a gross of 6,500 euros per month could receive 865 euros less a year, with an income of 7,500 euros it would be almost 1,700 euros less.

contribution assessment limits and reforms

The current contribution assessment limits in health insurance are part of the computing size regulation 2025, which was published on November 27, 2024 in the Federal Law Gazette. This new regulation comes into force on January 1, 2025 and leads, among other things, to an alignment of the values ​​between western and eastern Germany. From 2025, the contribution ceiling for health and long-term care insurance will be located at 66,150 euros per year or 5,512.50 euros per month, as from tk.de .

The general contribution rate of statutory health insurance is 14.6 percent and is supplemented by an average additional contribution rate of 2.92 percent, which is collected by the health insurance companies if the allocations from the health fund are not sufficient. This financing structure is crucial to ensure the willingness of health care. Information on this is carried out on the pages of the Federal Ministry of Health

The debate about the increase in premiums for high earners raises fundamental questions about financing security and the right to distribute in the healthcare system. The positions of the various political actors suggest that intensive discussions about the future design of the statutory health insurance reform can be expected in the coming weeks.