Driving in the Steinfurt district: This is how much kilometers and horsepower cost!

Driving in the Steinfurt district: This is how much kilometers and horsepower cost!

In the Steinfurt district, everything revolves around mobility. Many people here rely on cars, and this is also reflected in the mileage. On average, drivers in the Steinfurt district travel around 12,300 kilometers every year. This is an impressive 16 percent more than the national average, which shows that the region focuses on driving ability. In other parts of Germany it looks completely different: While drivers in Mecklenburg-Western Pomerania drive an average of 13,271 kilometers, Berliners limit themselves to just 9,969 kilometers.

The traffic situation also has an impact on car insurance. In the Steinfurt district, insurance costs on average seven percent less than the national average. This is particularly advantageous for drivers, as insurance premiums depend heavily on risk classes, which are based on accident and theft statistics, as finanztip.de explains.

Vehicle type and cost

A look at the average vehicle values ​​in the Steinfurt district shows that the cars here, with around 120 hp and a price of around 22,400 euros, are well below the national average. The most powerful vehicles are found especially in heavily urbanized areas such as Bavaria: in Starnberg there is an average of 144 hp, followed by Munich with 142 hp and Dingolfing-Landau with 140 hp. This is no surprise since Bavaria as a region features high regional classes and high-performance cars.

However, the question of insurance is not that simple. Many drivers do not know that they can have their vehicle insurance premiums adjusted retroactively if their mileage is reduced - especially since the developments resulting from the corona pandemic. A survey has shown that 29 of 33 insurance companies surveyed now accept a retroactive adjustment of contributions. finanztip.de provides information about how important it is to act proactively in order to benefit from favorable tariffs.

Germany's motor vehicle insurance in focus

Motor vehicle insurance is the largest division of property and casualty insurance in Germany. In 2023, there were 94 providers in the area of ​​motor vehicle liability insurance alone, with Allianz standing out as the market leader with around 10 percent of the 70.4 million motor vehicle liability contracts. The average annual premium for motor vehicle liability insurance is currently around 256 euros. Further information about the different insurance options and their prices can be found at statista.com.

In order to get a comprehensive overview of the best tariffs, many drivers use comparison portals. The Nafi car is an important starting point, even if it is not one of the recommended options from a user-friendly point of view. Platforms such as Verivox or Check24 are definitely recommended for consumers because they are easier to use.

In summary, driving in the Steinfurt district is not just a question of mileage, but also requires smart decisions about insurance. Anyone who is well informed can save money and make full use of the flexibility of their own vehicle.