Increase in pension from July: There are so much more money for seniors!

Increase in pension from July: There are so much more money for seniors!

Deutschland - On July 1, 2025, an important pension increase is imminent. In June 2025, the Federal Council will vote on the pension value provision regulation and thus lay the basis for adaptation. The Federal Cabinet decided on April 30, 2025 that the pension will be increased by 3.74 percent. This adjustment is a central part of the statutory pension insurance and takes place every year at this time. The exact increase in pension for each individual is expected to be announced between June 14 and July 23, 2025 via the pension adjustment notification sent by the pension service of Deutsche Post AG.

The pensions are linked to the developments of wages and the minimum level of security. The guaranteed pension level is currently 48 percent, and the current pension level is also about 48.1 percent. This is expected to be stronger than the current inflation, which could offer many seniors a little more financial scope. Infranken play.

Details on the pension increase

The pensions are calculated by multiplication of the earnings points to the current pension value, which will be redefined on July 1 of a year. With the increase of 3.74 percent, the current pension value increases from EUR 39.32 to 40.79 euros. With a pension amount of EUR 1,000, there is an increase to 1,037.40 euros. From 2023 there is also no difference between East and west pension values, which simplifies the calculation for many.

The increase is derived from the calculation of the wage factor and the net quotas, which reflect the development of the fees subject to pension insurance. Important factors such as the wage factor of 1.0369 and the net quota effect of 1,0005 are crucial for pension adjustment 2025. These factors ensure that the pension level does not drop below the defined threshold of 48 percent. A so -called catch -up factor is not taken into account in order to secure the minimum security level. This was planned by the introduction of a level protection clause by 2025. The German pension insurance is decisive to guarantee older people an appropriate income.

effects on the care contributions

Particularly noteworthy is the increase in care contributions for pensioners, which took place by 0.2 percent from January 2025. This increase affects all pension recipients and is automatically transferred to the corresponding long -term care insurance companies by the German pension insurance. It is required by law that a lead time of six months is observed for the implementation of this premium increase, which means that seniors should be informed about the changes at an early stage.