Buy instead of renting: Why Potsdam dances out of line!
Buy instead of renting: Why Potsdam dances out of line!
Potsdam, Deutschland - In Germany, the topic of living space is currently hotly debated. A current report by Maz-online.de found that the purchase of real estate is significantly cheaper than rent in many East German regions. However, a look at Potsdam shows that this city is an exception. Here, buyers have to apply 34.7 % of the regionally available household income for a 70 square meter existing apartment, which makes the city one of the most expensive locations for residential property in Germany.
But not only Potsdam is lagging behind in this regard. In large cities and popular holiday regions, the loan burden on housing purchase is noticeably higher. The sad tip reaches the North Frisian island circle with 53.4 % of the income, followed by Aurich (44.4 %) and various other counties, which also have to complain about high loads. In urban hotspots such as Munich and Berlin, buyers are also heavily loaded, with 43.6 % and 43.3 % of their income for residential property.
home ownership in the east: a real chance
In contrast to the big cities, the Prignitz or Uckermark region shows, for example, that there is another way. Here the proportion of income for buying an apartment is only 7 to 15 %. Even in cities such as Greiz, the values with 7.1 % (purchase) and 9.9 % (rent) are extremely attractive. This makes the purchase decision quite interesting for many, especially in the former GDR areas, where buyers burden significantly less.The numbers from the Postbank Wohnatlas 2025 underpin this trend. Last year, the purchase prices for residential properties dropped by 0.7 %, while net rent rents strain more at the tenants with an increase of 5.1 %. The proportion of budget net income, which must be applied for the purchase of a property, fell to 18.3 %, while the rental load rose to 14.1 %. This means that the recommendation to those seeking buyers is clear: If you think in the long term, you should consider acquisition of ownership.
The situation for those interested in purchase
The indication that 23 % of German households live in regions where less than 15 % of the income for credit financing is needed. So there are numerous opportunities for buyers who are looking for a good offer. Nevertheless, Postbank warns: buyers should think carefully about the long -term portability of the financing and plan the buffers for unforeseen changes.
In conclusion, it remains to be said that buying real estate in many areas of Germany remains an attractive option, while rental prices continue to move up. So if you have the opportunity to invest one of the 130 counties still available in a cheaper region, you should strike now before it gets even more expensive. This is also confirmed by the analysis of Experten.de point out.| Details | |
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| Ort | Potsdam, Deutschland |
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