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Pension revolution in October: How to get your money sooner!
In October 2025, the pension will be paid out in Mecklenburg-Western Pomerania on October 30th. Readers can find out details about the regulation.
Pension revolution in October: How to get your money sooner!
This October there are some important changes for pensioners in Germany that will already have an impact on the coming weeks. Pensions will be paid out earlier this month than usual, which is mainly due to Reformation Day on October 31st. While the normal payment date is on the last banking day of a month, the pension in the federal states with Reformation Day - including Brandenburg, Bremen, Hamburg, Mecklenburg-Western Pomerania, Lower Saxony, Saxony, Saxony-Anhalt, Schleswig-Holstein and Thuringia - will be paid out on Thursday, October 30th. All other federal states have to wait until October 31st, which coincidentally falls on a Friday. ruhr24.de reports that pensioners can find out the exact payment date in their pension notice.
But that's not all there is to do for retirees in October. There are also fundamental changes to the pension payment process: From this month onwards, cash payment of the pension will only be possible to a limited extent - specifically, it is only planned for the months of October, November and December 2025. Unfortunately, from 2026 onwards, pensioners will have to say goodbye to cash payments entirely. In addition, from now on most pensioners no longer have to submit proof of life every year, as the pension insurance will automatically check the continued existence of the pension entitlement in the future. wmn.de adds that the changes also affect new birth cohorts who will be able to claim an old age pension for the first time from October 2025.
Stability of pension insurance
But the focus this month is not just on the payment itself, but also on the further development of pension policy in Germany. The so-called pension package 2025 was decided and is intended to ensure stability and fairness in pension insurance. This political measure, as announced by the federal government, sends a clear message to all generations - “Pensions remain stable and fair,” said Federal Labor Minister Bärbel Bas. Among other things, the plan is to extend the holding line for the pension level until 2031, which means that the pension level should be at least 48 percent by then. federalgovernment.de makes it clear that this package also includes the introduction of the mother's pension III to close gaps in justice and the lifting of the ban on joining pensioners willing to work.
The mother's pension III takes into account periods of child-rearing, which are now recognized equally for children before 1992 as for offspring born later. This measure is intended to compensate for the educational benefits that many parents had to experience in their retirement biographies. The law on mothers' pension III could come into force as early as 2027, with retroactive payments planned.
In summary, October 2025 is a month full of changes and adjustments for pensioners in Germany. While the early payment and the new pension payment regulations are pending, the federal government is ensuring a future-proof pension policy with its 2025 pension package, which aims to stabilize pension levels and make them fairer.