Interest decision of the ECB: This is how you influence your money from today!

Interest decision of the ECB: This is how you influence your money from today!

Ost-Berlin, Deutschland - on June 6, 2025 is not only the name day of Kevin, Klaudius and Norbert, but also a date of historical importance. The day is reminiscent of numerous events from the past that have shaped the world. In 2024, the European Central Bank (ECB) sank the key interest rates in the euro area by 0.25 percentage points to 3.75 percent after they remained at a record high. This step was part of the ECB's monetary policy strategies that aim to stabilize the economy in the euro zone.

June 6th is also the birthday of important personalities. Among them the American politician Pete Hegseth, who was in office in 2025 as Minister of Defense. In addition, today the German actress Fritzi Haberlandt and the Germanic sports official Theo Zwanziger, who was president of the German Football Association from 2004 to 2012, celebrate her birthday.

A look at the story

Today is also a commemoration day for past events, such as the arrest of the terrorist Susanne Albrecht in East Berlin in 1990.

Another significant development in economic policy is the role of the ECB in the key interest decision. And so the interest rate decision of the ECB is a significant monetary policy measure that is regularly hit every six weeks. The Council, under the direction of Christine Lagarde, advises on the three set key interest rates: the main refinancing interest rate, the top refinancing rate and the deposit rate. The latter is relevant because it determines the interest rate, to which banks can park excess liquidity at the ECB, such as

The importance of interest decisions

The key interest rate is a central instrument of the ECB to ensure price stability. Adjustments to the interest rate have far -reaching consequences for the loan costs of companies and consumers. Low key interest rate often supports economic growth by making loans more affordable, while a high key interest rate can make borrowing more expensive and thus burden the economy. The decision about the key interest rate is not lightly, but requires careful consideration of the possible effects on European economies, such as emphasized.