VR-Bank Uckermark-Randow cheers: 4% dividend despite times of crisis!

VR-Bank Uckermark-Randow cheers: 4% dividend despite times of crisis!

Uckermark, Deutschland - Today, on June 21, 2025, VR-Bank Uckermark-Randow eG looked back on a successful general assembly that took place on June 18. Over 400 members and guests celebrated the positive development of the bank in the past financial year. The board, represented by Jan Meese and Ronny Sattler, reported from an increase in the number of members to a proud 11,162, which is particularly gratifying because the nationwide trend is declining at cooperative banks. The bank has successfully established itself as a stable, growing financial partner in the region and sees itself as traditionally progressive, personal, locally and digitally, as Sattler aptly formulated.

One of the highlights of the meeting was the announcement of a dividend of four percent for 2024. This gratifying news illustrates the solid development of the bank, which is becoming increasingly important not only in the region, but also nationally. The board looks optimistically into the future, while Norbert Dittmann and Jens Horlitz have been re -elected in open vote - another sign of the trust of the members.

cooperative banks at a glance

Anyway, cooperative banks play a crucial role in the German banking sector. They form the third segment alongside public and private banks and are usually organized as cooperatives. According to Statista there has been a decline in membership numbers in recent years, but this does not apply to VR-Bank Uckermark-Randow eG. In contrast, the Volks- und Raiffeisenbanken recorded a total of around 1,145 billion euros in 2021, with an increase of around 57 percent compared to 2011.

In Germany, cooperative banks have a major impact on the deposits of private individuals. In addition, the members benefit from numerous advantages: Stastic data show that cooperatives often distribute stately dividends and have a certain level of value stability. A return at a specified price is also possible. For example, Biallo that often also offered exclusive conditions for bank products or price advantages through special checking cards.

The challenges of the industry

Despite positive developments, there are also challenges in this sector. Many cooperative banks record declining membership numbers and the number of institutions has drastically reduced in the past ten years. Particularly stabs that in over 60 percent of the banks, cooperative shares can only be acquired in one sum, which could make it difficult to get started. The question of the obligation to make additional payments remains for many, although the financial risk is usually limited in the event of bankruptcy.

Another point is the annual dividend, which is not guaranteed and is decided at the general assembly. It is therefore worth considering the historical distributions. These aspects have to be taken into account if you consider whether you follow a cooperative bank or not.

summarized it is shown that the VR Bank Uckermark-Randow eG is on the right track to assert itself in a challenging market. The successful general assembly is further proof that commitment and a solid member base in today's finance are essential.