The Wagener couple finds cheap care space in Wismar after moving to Bremen

The Wagener couple finds cheap care space in Wismar after moving to Bremen

A move to the Alloheim in Wismar has opened up new life perspectives for Ellen and Abbi Wagener, both 85 years old. After years of waiting for a nursing place in Bremen - where they had not received any confirmation for two years - they finally found what they were looking for in Wismar. The move was relatively easy for them because they had already sorted out a lot. Ellen likes to remember her old home, which she compares to the city of Wismar, nostalgically, as if she were in the Polish Lądek-Zdrój of her childhood. Abbi, better known as Ernst-Albert Georg August Wagener, was a pastor in Bremen for many years and is now expected in the singing group at the seniors' residence. Music and singing have always occupied an important place in his life.

Although Abbi suffers from dementia, Ellen notes that the challenges for family members are enormous. “Dementia is a serious illness,” she explains, pointing out the difficulties that accompany her and her family. In Wismar, the Wagener family has not only found a place in a nursing home, but also has financial advantages: The costs for the nursing home in Wismar are significantly lower than in Bremen, which is an important factor for many low-income seniors.

Cost structure in nursing homes

The cost of care in a home is made up of several factors that have a significant impact on the financial burden. This includes the care-related personal contribution, costs for accommodation and meals as well as the investment costs of the facility. Interestingly, the care-related contribution is the same for everyone from care level 2, which makes it a little easier to calculate the costs. However, the nursing care insurance fund covers part of the costs, depending on the level of care, which helps many relatives to ease the financial burden

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In Wismar you can also use different types of furnishings. When choosing a suitable facility, criteria such as location, costs, equipment, services offered and staff are crucial. Some nursing homes in the area even offer trial stays or trial living, which makes the decision-making process even easier.

Financial support options

Financing a place in a nursing home is often a big challenge, as in many cases the pension is not enough to cover the monthly costs. It therefore makes sense to also think about private supplementary care insurance or to fall back on savings. Anyone who needs help due to their financial situation can apply for “assistance with care”. It is important to mention that assets must generally be used up before support is granted, except in certain cases where a protective asset of 10,000 euros may be claimed. For couples, this limit is even 20,000 euros. Information on this topic is of great importance for the families affected.

With their move, the Wagener family from Wismar not only found a new home, but also opportunities to make life easier in old age. In an environment that is less hectic and cheaper, you can enjoy the quality of living you have gained more and spend time with your loved ones better. Ellen already feels quite at home in Wismar and is actively looking for her church community in order to find a connection in the new city.